My First Texas Home Program

Texas State Affordable Housing Corporation

Available Down Payment

About This Program

My First Texas Home Program is available to homeowners in Pharr, TX.

Provides below-market interest rate mortgages and down payment assistance for first-time homebuyers in Texas. Available in Pharr and throughout Hidalgo County. Must complete homebuyer education course and meet income limits.

DPA and reduced interest rate; exact amounts vary by location and income

Data last verified 2026-06-09. How we verify our data.

In Pharr, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to $15,000
  • Below-market interest rate mortgage
  • Must be first-time homebuyer
  • Homebuyer education course required
  • Income limits apply by county

How to Apply

A grant-savvy contractor in Pharr, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can My First Texas Home Program provide in Pharr, TX?

DPA up to $15,000 and reduced rate.

Who qualifies for My First Texas Home Program in Pharr?

My First Texas Home Program is open to homeowners in Pharr, TX.

How do I apply for My First Texas Home Program in Pharr, TX?

Apply directly with Texas State Affordable Housing Corporation using the official program link on this page or call (512) 477-3555. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Pharr, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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