Alabama Housing Finance Authority (AHFA)
Alabama Housing Finance Authority Mortgage Credit Certificate is available to homeowners in Phenix City, AL.
Federal tax credit that allows first-time homebuyers to claim 20-40% of annual mortgage interest paid as a dollar-for-dollar federal income tax credit. Credit continues for the life of the loan as long as the home remains your principal residence.
Annual tax credit equals 20-40% of mortgage interest paid, varies by county
Official source site checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Phenix City, AL, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Phenix City, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing, subject to federal allocation
Ask us. It is free, and a real person answers within a business day.
Email us about this programAnnual federal tax credit of 20-40% of mortgage interest.
Alabama Housing Finance Authority Mortgage Credit Certificate is open to homeowners in Phenix City, AL.
Apply directly with Alabama Housing Finance Authority (AHFA) using the official program link on this page or call (334) 244-9200. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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