HUD / Clarifi (formerly Consumer Credit Counseling Service of Delaware Valley)
HUD-Approved Housing Counseling, Clarifi is available to homeowners and renters in Philadelphia, PA.
Free or low-cost HUD-approved housing counseling and homebuyer education provided by Clarifi, a leading HUD-approved counseling agency serving the Philadelphia region. Services include pre-purchase homebuyer education, financial coaching, credit counseling, and foreclosure prevention. Completion certificate is required for the Philadelphia Homeownership Assistance Program and Philly First Home down payment assistance.
Free service, often required to qualify for down payment assistance
Official source site checked live on 2026-06-22.
Data last verified 2026-04-03. How we verify our data.
This is a national program. In Philadelphia, PA, you can stack it with local programs like these:
A grant-savvy contractor in Philadelphia, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing, classes offered regularly
Ask us. It is free, and a real person answers within a business day.
Email us about this programHUD-Approved Housing Counseling, Clarifi is open to homeowners and renters in Philadelphia, PA. It has no income limit.
Apply directly with HUD / Clarifi (formerly Consumer Credit Counseling Service of Delaware Valley) using the official program link on this page or call (215) 563-5665. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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