Florida SHIP First-Time Homebuyer Assistance

Pinellas County Housing Finance Authority / Florida SHIP

Available Down Payment

About This Program

Florida SHIP First-Time Homebuyer Assistance is available to homeowners in Pinellas Park, FL.

State Housing Initiatives Partnership (SHIP) program providing down payment and closing cost assistance for first-time homebuyers in Pinellas Park. Forgivable loan structure based on 5-year occupancy requirement.

Forgivable loan for down payment and closing costs, forgiven after 5 years

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Pinellas Park, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $25,000 for down payment and closing costs
  • First-time homebuyers with income ≤140% AMI
  • Forgivable after 5 years of owner-occupancy
  • Must complete homebuyer education course
  • Available for homes in Pinellas Park

How to Apply

A grant-savvy contractor in Pinellas Park, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Florida SHIP First-Time Homebuyer Assistance provide in Pinellas Park, FL?

Up to $25,000 down payment/closing cost assistance.

Who qualifies for Florida SHIP First-Time Homebuyer Assistance in Pinellas Park?

Florida SHIP First-Time Homebuyer Assistance is open to homeowners in Pinellas Park, FL.

How do I apply for Florida SHIP First-Time Homebuyer Assistance in Pinellas Park, FL?

Apply directly with Pinellas County Housing Finance Authority / Florida SHIP using the official program link on this page or call (727) 464-8210. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Pinellas Park, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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