Massachusetts Housing Finance Agency (MassHousing)
MassHousing ONE Mortgage Program is available in Pittsfield, MA.
Affordable mortgage program offering low fixed interest rates plus optional down payment and closing cost assistance up to $15,000 for first-time homebuyers and repeat buyers in designated communities. Income limits apply based on household size and location.
Down payment assistance is a separate loan at 0% interest, deferred for the life of the first mortgage
Official program page checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Pittsfield, MA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Pittsfield, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $15,000 down payment assistance.
Apply directly with Massachusetts Housing Finance Agency (MassHousing) using the official program link on this page or call (800) 469-9663. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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