Hillsborough County SHIP / Florida Housing Finance Corp
Florida SHIP Down Payment Assistance - Hillsborough is available in Plant City, FL.
State Housing Initiatives Partnership (SHIP) program offering forgivable down payment and closing cost assistance to first-time homebuyers in Hillsborough County. Loan is forgiven after 15 years of occupancy or earlier based on income tier.
Forgivable loan for down payment and closing costs, forgiven over time
Official program page checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Plant City, FL, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Plant City, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling, subject to annual funding allocation
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $30,000 forgivable loan.
Apply directly with Hillsborough County SHIP / Florida Housing Finance Corp using the official program link on this page or call (813) 272-5900. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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