Florida Housing Finance Corporation
Florida Assist - First Time Homebuyer Program is available to homeowners in Port Charlotte, FL.
Down payment and closing cost assistance for first-time homebuyers purchasing in Florida. Offered as a zero-interest, 30-year deferred second mortgage that is forgiven upon completion of the first mortgage.
Second mortgage forgiven when first mortgage is paid off or refinanced
Data last verified 2026-06-09. How we verify our data.
In Port Charlotte, FL, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Port Charlotte, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing through approved lenders
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $10,000 down payment assistance.
Florida Assist - First Time Homebuyer Program is open to homeowners in Port Charlotte, FL.
Apply directly with Florida Housing Finance Corporation using the official program link on this page or call (850) 488-4197. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
See All Programs