Florida Housing First Mortgage Program

Florida Housing Finance Corporation

Available Down Payment

About This Program

Florida Housing First Mortgage Program is available in Port Orange, FL.

Florida Housing provides below-market rate first mortgages for eligible first-time homebuyers, combined with optional down payment and closing cost assistance. Must use participating lender and meet income limits.

Down payment assistance varies; competitive interest rate savings over loan term

Data last verified 2026-06-09. How we verify our data.

In Port Orange, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Below-market mortgage rates for first-time buyers
  • Optional down payment assistance up to $10,000
  • Income limits apply (typically 140% AMI or below)
  • Must complete homebuyer education
  • Available through participating FL lenders

How to Apply

A grant-savvy contractor in Port Orange, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How do I apply for Florida Housing First Mortgage Program in Port Orange, FL?

Apply directly with Florida Housing Finance Corporation using the official program link on this page or call (850) 488-4197. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Port Orange, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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