Florida SHIP Down Payment Assistance

Florida Housing Finance Corporation / Volusia County

Available Down Payment

About This Program

Florida SHIP Down Payment Assistance is available in Port Orange, FL.

State Housing Initiatives Partnership program provides down payment and closing cost assistance to low- and moderate-income first-time homebuyers in Volusia County. Forgivable loan that converts to a grant after 5-15 years of owner-occupancy.

Forgivable second mortgage for down payment and closing costs

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Port Orange, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $45,000 for down payment and closing costs
  • Income at or below 140% area median income
  • First-time homebuyers prioritized
  • Forgivable after 5-15 years of occupancy
  • Must complete homebuyer education course

How to Apply

A grant-savvy contractor in Port Orange, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round, subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Florida SHIP Down Payment Assistance provide in Port Orange, FL?

Up to $45,000 forgivable loan.

How do I apply for Florida SHIP Down Payment Assistance in Port Orange, FL?

Apply directly with Florida Housing Finance Corporation / Volusia County using the official program link on this page or call (386) 736-5955. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Port Orange, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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