Maine State Housing Authority
Maine First-Time Homebuyer Tax Credit (via MaineHousing) is available to homeowners in Portland, ME.
Federal Mortgage Credit Certificate program administered by MaineHousing allows first-time homebuyers in Portland to claim annual tax credit equal to percentage of mortgage interest paid, reducing federal tax liability.
Annual federal tax credit based on typical first-time buyer mortgage interest
Official source site checked live on 2026-06-22.
Data last verified 2026-05-31. How we verify our data.
In Portland, ME, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Portland, ME can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Must obtain Mortgage Credit Certificate at closing
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $2,000 annual tax credit.
Maine First-Time Homebuyer Tax Credit (via MaineHousing) is open to homeowners in Portland, ME.
Apply directly with Maine State Housing Authority using the official program link on this page or call (800) 452-4668. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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