Rhode Island Housing Finance Authority
RIHousing First Generation Home Buyers Program is available in Portsmouth, RI.
Provides down payment and closing cost assistance to first-generation homebuyers in Rhode Island whose parents do not own a home. Must complete homebuyer education and meet income limits. Available as forgivable second mortgage.
Down payment assistance forgivable over 10 years
Official program page checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Portsmouth, RI, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Portsmouth, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $7,500 down payment assistance.
Apply directly with Rhode Island Housing Finance Authority using the official program link on this page or call (401) 457-1234. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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