My First Texas Home Program

Texas State Affordable Housing Corporation

Available Down Payment

About This Program

My First Texas Home Program is available to homeowners in Prosper, TX.

Down payment and closing cost assistance for first-time homebuyers in Texas. Offers low-interest mortgage combined with down payment assistance grant. Available through approved lenders in Collin County.

Down payment assistance grant of up to 5% of loan amount

Data last verified 2026-06-09. How we verify our data.

In Prosper, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to 5% of loan amount
  • Below-market interest rate mortgages
  • Must be first-time homebuyer or not owned home in 3 years
  • Income and purchase price limits apply
  • Available through approved Texas lenders

How to Apply

A grant-savvy contractor in Prosper, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can My First Texas Home Program provide in Prosper, TX?

Down payment assistance up to 5% of loan.

Who qualifies for My First Texas Home Program in Prosper?

My First Texas Home Program is open to homeowners in Prosper, TX.

How do I apply for My First Texas Home Program in Prosper, TX?

Apply directly with Texas State Affordable Housing Corporation using the official program link on this page or call (877) 508-7242. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Prosper, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs