CHFA FirstStep Loan

Colorado Housing and Finance Authority

Available Down Payment

About This Program

CHFA FirstStep Loan is available to homeowners in Pueblo, CO.

Down payment assistance combined with a 30-year fixed-rate mortgage for first-time homebuyers in Pueblo. Income limits apply (typically up to 80% AMI). Must complete homebuyer education course.

Down payment assistance up to 4% of loan amount, maximum $7,500

Official program page checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Pueblo, CO, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to $7,500
  • Must be first-time homebuyer or not owned in 3 years
  • Income limits apply (up to 80% AMI)
  • Homebuyer education required
  • Combined with CHFA mortgage loan

How to Apply

A grant-savvy contractor in Pueblo, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to fund availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can CHFA FirstStep Loan provide in Pueblo, CO?

Up to $7,500 down payment assistance.

Who qualifies for CHFA FirstStep Loan in Pueblo?

CHFA FirstStep Loan is open to homeowners in Pueblo, CO.

How do I apply for CHFA FirstStep Loan in Pueblo, CO?

Apply directly with Colorado Housing and Finance Authority using the official program link on this page or call (800) 877-2432. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Pueblo, CO

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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