New Jersey Housing and Mortgage Finance Agency
NJHMFA Down Payment Assistance is available in Rahway, NJ.
Down payment and closing cost assistance for first-time homebuyers purchasing in New Jersey. Available as a zero-interest second mortgage that may be forgivable after 10 years of owner occupancy.
Second mortgage forgiven after 10 years of owner occupancy
Verified against New Jersey Housing and Mortgage Finance Agency's official page on 2026-06-17.
Data last verified 2026-06-09. How we verify our data.
In Rahway, NJ, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Rahway, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program, subject to funding availability
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $22,000.
Apply directly with New Jersey Housing and Mortgage Finance Agency using the official program link on this page or call (609) 278-7400. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
See All Programs