City of Raleigh Housing & Neighborhoods
City of Raleigh Down Payment Assistance Program is available in Raleigh, NC.
The City of Raleigh provides down payment assistance up to $20,000 to income-qualified first-time homebuyers purchasing within city limits. Funds are provided as a forgivable deferred loan. North Carolina Housing Finance Agency (NCHFA) also offers the NC Home Advantage Mortgage with DPA of up to 3% or 5% of the loan amount for eligible buyers.
First-time homebuyers in Raleigh at or below 80% AMI
Official source site checked live on 2026-06-22.
Data last verified 2026-04-03. How we verify our data.
In Raleigh, NC, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Raleigh, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling, contact Raleigh Housing & Neighborhoods
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $20,000.
Apply directly with City of Raleigh Housing & Neighborhoods using the official program link on this page or call 919-996-4330. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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