NYS Homes and Community Renewal
New York State HomeFirst Down Payment Assistance is available to homeowners in Ramapo, NY.
Provides down payment and closing cost assistance to first-time homebuyers in New York purchasing homes in targeted areas. Delivered as a forgivable second mortgage that is forgiven after 10 years of owner-occupancy. Must be used with approved lender.
Forgivable loan amount varies by area and purchase price; forgiven after 10 years of occupancy
Official source site checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Ramapo, NY, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Ramapo, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing while funds available
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $15,000 down payment assistance.
New York State HomeFirst Down Payment Assistance is open to homeowners in Ramapo, NY.
Apply directly with NYS Homes and Community Renewal using the official program link on this page or call (518) 473-2517. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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