Oregon Housing and Community Services Down Payment Assistance

Oregon Housing and Community Services

Available Down Payment

About This Program

Oregon Housing and Community Services Down Payment Assistance is available in Redmond, OR.

Second mortgage down payment assistance loan for first-time homebuyers in Redmond purchasing homes within Oregon Housing limits. Loan is forgiven after 10 years of owner-occupancy. Must be used with an OHCS first mortgage loan.

Forgivable second mortgage for down payment and closing costs

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Redmond, OR, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan up to $30,000 for down payment
  • For first-time homebuyers in Redmond
  • Forgiven after 10 years of owner-occupancy
  • Must use with OHCS first mortgage
  • Income and purchase price limits apply

How to Apply

A grant-savvy contractor in Redmond, OR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Oregon Housing and Community Services Down Payment Assistance provide in Redmond, OR?

Up to $30,000 forgivable loan.

How do I apply for Oregon Housing and Community Services Down Payment Assistance in Redmond, OR?

Apply directly with Oregon Housing and Community Services using the official program link on this page or call (503) 986-2000. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Redmond, OR

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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