Indiana Next Home Program

Indiana Housing & Community Development Authority

Available Down Payment

About This Program

Indiana Next Home Program is available to homeowners in Richmond, IN.

Down payment assistance grant for first-time homebuyers purchasing in Indiana. Must be used in conjunction with an IHCDA first mortgage product. Grant does not require repayment if buyer remains in home.

Grant amount based on purchase price and income, up to $5,000

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Richmond, IN, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $5,000 down payment assistance
  • For first-time homebuyers
  • Must use IHCDA first mortgage product
  • Income limits apply (varies by county)
  • Grant does not require repayment

How to Apply

A grant-savvy contractor in Richmond, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Indiana Next Home Program provide in Richmond, IN?

Up to $5,000 grant.

Who qualifies for Indiana Next Home Program in Richmond?

Indiana Next Home Program is open to homeowners in Richmond, IN.

How do I apply for Indiana Next Home Program in Richmond, IN?

Apply directly with Indiana Housing & Community Development Authority using the official program link on this page or call (317) 232-7777. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Richmond, IN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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