Virginia Housing (VHDA)
Virginia Housing Down Payment Assistance Grant is available to homeowners in Richmond, VA.
Non-repayable grant of 2.5% of purchase price for first-time homebuyers (and qualifying repeat buyers) using a Virginia Housing mortgage. Reduces upfront cost of buying a fixer-upper in Richmond’s growing neighborhoods. Income limits apply by household size and area.
First-time buyer using Virginia Housing mortgage
Official source site checked live on 2026-06-22.
Data last verified 2026-04-01. How we verify our data.
In Richmond, VA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Richmond, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Year-round through approved lenders
Ask us. It is free, and a real person answers within a business day.
Email us about this programVirginia Housing Down Payment Assistance Grant is open to homeowners in Richmond, VA.
Apply directly with Virginia Housing (VHDA) using the official program link on this page or call 877-843-2123. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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