Michigan State Housing Development Authority (MSHDA) MI Home Loan

Michigan State Housing Development Authority

Available Down Payment

About This Program

Michigan State Housing Development Authority (MSHDA) MI Home Loan is available to homeowners in Rochester Hills, MI.

MSHDA down payment assistance program offering up to $10,000 toward down payment and closing costs for first-time homebuyers. Combines with competitive interest rate mortgage. Must complete homebuyer education course.

DPA grant or forgivable loan depending on household income and purchase price

Data last verified 2026-06-09. How we verify our data.

In Rochester Hills, MI, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $10,000 down payment assistance
  • Must be first-time homebuyer (or not owned in 3 years)
  • Income limits vary by county and household size
  • Homebuyer education course required
  • Combines with competitive mortgage rate

How to Apply

Get free help applying Visit Official Program Page Track this program

(866) 946-7432

A grant-savvy contractor in Rochester Hills, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Michigan State Housing Development Authority (MSHDA) MI Home Loan provide in Rochester Hills, MI?

Down payment assistance up to $10,000.

Who qualifies for Michigan State Housing Development Authority (MSHDA) MI Home Loan in Rochester Hills?

Michigan State Housing Development Authority (MSHDA) MI Home Loan is open to homeowners in Rochester Hills, MI.

How do I apply for Michigan State Housing Development Authority (MSHDA) MI Home Loan in Rochester Hills, MI?

Apply directly with Michigan State Housing Development Authority using the official program link on this page or call (866) 946-7432. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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