Rockwall First-Time Homebuyer Assistance

City of Rockwall / TDHCA

Available Down Payment

About This Program

Rockwall First-Time Homebuyer Assistance is available to homeowners in Rockwall, TX.

Down payment and closing cost assistance for first-time homebuyers purchasing in Rockwall. Forgivable loan forgiven after 10 years of occupancy. Must complete homebuyer education course and meet income limits.

Forgivable loan requiring 10 years of occupancy for full forgiveness

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Rockwall, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan up to $15,000 for down payment/closing
  • First-time homebuyers only
  • Income at or below 120% AMI required
  • Must complete homebuyer education
  • Forgiven after 10 years of occupancy

How to Apply

A grant-savvy contractor in Rockwall, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round, subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Rockwall First-Time Homebuyer Assistance provide in Rockwall, TX?

Up to $15,000 forgivable loan.

Who qualifies for Rockwall First-Time Homebuyer Assistance in Rockwall?

Rockwall First-Time Homebuyer Assistance is open to homeowners in Rockwall, TX.

How do I apply for Rockwall First-Time Homebuyer Assistance in Rockwall, TX?

Apply directly with City of Rockwall / TDHCA using the official program link on this page or call (972) 771-7700. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Rockwall, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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