Georgia Dream Homeownership Program

Georgia Housing & Finance Authority (GHFA)

Available Down Payment

About This Program

Georgia Dream Homeownership Program is available to homeowners in Roswell, GA.

Provides down payment and closing cost assistance to first-time homebuyers in Georgia. Must complete homebuyer education and meet income limits. Available as a grant or forgivable second mortgage.

Down payment assistance varies by county and program tier

Official program page checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Roswell, GA, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $17,500 down payment and closing cost assistance
  • Must be first-time homebuyer in Georgia
  • Income limits vary by county and household size
  • Homebuyer education course required
  • Can be combined with FHA, VA, USDA, or conventional loans

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 359-4663

A grant-savvy contractor in Roswell, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Georgia Dream Homeownership Program provide in Roswell, GA?

Up to $17,500 down payment assistance.

Who qualifies for Georgia Dream Homeownership Program in Roswell?

Georgia Dream Homeownership Program is open to homeowners in Roswell, GA.

How do I apply for Georgia Dream Homeownership Program in Roswell, GA?

Apply directly with Georgia Housing & Finance Authority (GHFA) using the official program link on this page or call (800) 359-4663. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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