City of Saginaw Community Development (HOME)
Saginaw HOME Downpayment Assistance is available in Saginaw, MI.
HOME-funded forgivable loan for downpayment and closing costs for first-time homebuyers purchasing in Saginaw city limits. Income at or below 80% AMI required. Loan forgiven after 5 years of occupancy.
Forgivable loan for downpayment and closing costs; no repayment if 5-year occupancy maintained
Official source site checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Saginaw, MI, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Saginaw, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Waitlist currently full
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $15,000 forgivable loan.
Saginaw HOME Downpayment Assistance is available in Saginaw, MI. It prioritizes low-income households.
Apply directly with City of Saginaw Community Development (HOME) using the official program link on this page or call (989) 759-1480. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
See All Programs