Michigan State Housing Development Authority
Michigan State Housing Development Authority (MSHDA) MI Home Loan is available in Saginaw, MI.
MSHDA mortgage loan with competitive rates plus downpayment assistance for eligible first-time homebuyers in Michigan. Available statewide including Saginaw. Income and purchase price limits apply.
Downpayment assistance amount; also includes access to competitive mortgage rates
Data last verified 2026-06-09. How we verify our data.
In Saginaw, MI, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Saginaw, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $10,000 downpayment assistance.
Apply directly with Michigan State Housing Development Authority using the official program link on this page or call (517) 373-8370. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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