City of Salem Community Development (HOME)
Salem First-Time Homebuyer Down Payment Assistance is available in Salem, OR.
Provides forgivable loans for down payment and closing costs to first-time homebuyers purchasing in Salem city limits. Loan is forgiven after 10 years of owner-occupancy. Income and purchase price limits apply.
Forgivable loan for down payment and closing costs
Data last verified 2026-05-25. How we verify our data.
In Salem, OR, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Salem, OR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Waitlist currently full; check for reopening
Ask us. It is free, and a real person answers within a business day.
Email us about this programForgivable loan up to $25,000.
Apply directly with City of Salem Community Development (HOME) using the official program link on this page or call (503) 588-6178. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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