Oregon Housing & Community Services
Oregon Individual Development Account (IDA) is available in Salem, OR.
Matched savings program to help low-income Oregonians save for homeownership down payment. State matches $3 for every $1 saved, up to $2,000 in personal savings for $6,000 total. Financial education required.
Maximum total savings including 3:1 state match
Official program page checked live on 2026-06-22.
Data last verified 2026-05-25. How we verify our data.
In Salem, OR, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Salem, OR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing enrollment at partner agencies
Ask us. It is free, and a real person answers within a business day.
Email us about this program3:1 match savings up to $6,000.
Oregon Individual Development Account (IDA) is available in Salem, OR. It prioritizes low-income households.
Apply directly with Oregon Housing & Community Services using the official program link on this page or call (503) 986-2000. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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