Monterey County Housing and Community Development
Monterey County First-Time Homebuyer Program is available in Salinas, CA.
Provides down payment and closing cost assistance to first-time homebuyers purchasing in Monterey County. Structured as a deferred second mortgage with no monthly payments, due upon sale, transfer, or refinance of the property.
Deferred loan amount for down payment and closing costs
Data last verified 2026-05-25. How we verify our data.
In Salinas, CA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Salinas, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Program currently on waitlist, check for reopening
Ask us. It is free, and a real person answers within a business day.
Email us about this programDown payment assistance up to $50,000.
Apply directly with Monterey County Housing and Community Development using the official program link on this page or call (831) 755-5025. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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