Home Sweet Texas Home Loan Program (TSAHC)

Texas State Affordable Housing Corporation (TSAHC)

Available Down Payment

About This Program

Home Sweet Texas Home Loan Program (TSAHC) is available in San Antonio, TX.

The Home Sweet Texas Home Loan Program provides 30-year fixed-rate mortgage loans combined with down payment assistance of up to 5% of the loan amount to low- and moderate-income Texas homebuyers. Assistance can be structured as a grant (no repayment) or a deferred forgivable second lien (forgiven if the buyer remains in the home for three years). No first-time homebuyer requirement; minimum 620 credit score needed.

Down payment assistance is 3%-5% of the mortgage loan amount. On a $250,000 home purchase, assistance could be $7,500-$12,500. Income limits and purchase price caps vary by county.

Verified against Texas State Affordable Housing Corporation (TSAHC)'s official page on 2026-06-17.

Data last verified 2026-04-03. How we verify our data.

In San Antonio, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to 5% of loan amount, can be a fully forgiven grant
  • 30-year fixed-rate mortgage; minimum 620 credit score required
  • Not limited to first-time homebuyers
  • Income limits vary by county; applied through TSAHC-approved lenders
  • Homebuyer education course required before closing

How to Apply

A grant-savvy contractor in San Antonio, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, continuous program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Home Sweet Texas Home Loan Program (TSAHC) provide in San Antonio, TX?

Up to 5% of loan amount as down payment assistance.

How do I apply for Home Sweet Texas Home Loan Program (TSAHC) in San Antonio, TX?

Apply directly with Texas State Affordable Housing Corporation (TSAHC) using the official program link on this page or call 877-508-4611. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in San Antonio, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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