FEMA Hazard Mitigation Grant Program (HMGP)

FEMA / California Governor's Office of Emergency Services (CalOES)

Available Home Repair

About This Program

FEMA Hazard Mitigation Grant Program (HMGP) is available to homeowners in San Jose, CA.

FEMA's Hazard Mitigation Grant Program provides 75% federal funding (with 25% local match) for projects that reduce future disaster damage. Homeowners cannot apply directly but benefit when local governments apply on their behalf. The EBB seismic retrofit program is co-funded by FEMA HMGP. FEMA recently awarded $20 million to California for expanded earthquake protection programs.

Estimated FEMA-funded seismic or flood mitigation project per home

Federal program, maintained from the official federal source.

Data last verified 2026-04-03. How we verify our data.

This is a national program. In San Jose, CA, you can stack it with local programs like these:

Key Details

  • Homeowners cannot apply directly, local gov applies
  • 75% FEMA / 25% local match funding structure
  • Funds seismic, flood, and wind mitigation projects
  • FEMA awarded $20M to California for earthquake protection 2025
  • Contact City of San José OES for local program availability

How to Apply

Get free help applying Visit Official Program Page Track this program

A grant-savvy contractor in San Jose, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in San Jose early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Federal funding to reduce future disaster damage, like elevating or strengthening a home. Homeowners cannot apply directly. Your state, tribe, or local government applies on your behalf, so you take part through a local project.

Steps to apply

  1. Contact your State Hazard Mitigation Officer or local emergency management office.
  2. Ask whether your community has an open HMGP project you can join.
  3. Provide your property and project details to the local applicant.
  4. The state submits the application to FEMA on your behalf.
Get the official form

Documents you will likely need

  • Property ownership and address information.
  • Details of the mitigation project (for example elevation or a safe room).
  • Any flood or disaster damage history.
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Post-disaster, triggered by presidential disaster declarations

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

Who qualifies for FEMA Hazard Mitigation Grant Program (HMGP) in San Jose?

FEMA Hazard Mitigation Grant Program (HMGP) is open to homeowners in San Jose, CA. It has no income limit.

How do I apply for FEMA Hazard Mitigation Grant Program (HMGP) in San Jose, CA?

Apply directly with FEMA / California Governor's Office of Emergency Services (CalOES) using the official program link on this page. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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