CalHOME First-Time Homebuyer Assistance

California Housing Finance Agency

Available Down Payment

About This Program

CalHOME First-Time Homebuyer Assistance is available to homeowners in San Juan Capistrano, CA.

State-funded down payment assistance for first-time homebuyers in California. Provides deferred-payment junior loans to help with down payment and closing costs. Must complete homebuyer education course.

Typical CalHOME down payment assistance loan amount

Data last verified 2026-06-09. How we verify our data.

In San Juan Capistrano, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Deferred-payment loan for down payment and closing
  • First-time homebuyers in California
  • Income limits vary by county and household size
  • Homebuyer education required
  • Must use CalHFA-approved lender

How to Apply

A grant-savvy contractor in San Juan Capistrano, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Program availability varies, check with lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can CalHOME First-Time Homebuyer Assistance provide in San Juan Capistrano, CA?

Up to $20,000 down payment assistance.

Who qualifies for CalHOME First-Time Homebuyer Assistance in San Juan Capistrano?

CalHOME First-Time Homebuyer Assistance is open to homeowners in San Juan Capistrano, CA.

How do I apply for CalHOME First-Time Homebuyer Assistance in San Juan Capistrano, CA?

Apply directly with California Housing Finance Agency using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in San Juan Capistrano, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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