California Housing Finance Agency
CalHFA Dream For All Shared Appreciation Loan is available in Santa Ana, CA.
State down payment assistance program providing 20% of the home purchase price as a silent second loan for first-time homebuyers in Santa Ana. Shared appreciation loan requires repayment of principal plus percentage of appreciation when home is sold or refinanced.
Estimate based on 20% of median Santa Ana home price
Data last verified 2026-05-25. How we verify our data.
In Santa Ana, CA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Santa Ana, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Program oversubscribed; check for reopening
Ask us. It is free, and a real person answers within a business day.
Email us about this program20% down payment assistance.
Apply directly with California Housing Finance Agency using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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