Georgia Dream Downpayment Assistance

Georgia Housing and Finance Authority

Available Down Payment

About This Program

Georgia Dream Downpayment Assistance is available in Savannah, GA.

Georgia Housing and Finance Authority provides downpayment assistance of $7,500 or 4% of loan amount (whichever is greater) for first-time homebuyers in Savannah. Must be paired with GHFA first mortgage. Income and purchase price limits apply.

Assistance amount is greater of $7,500 or 4% of mortgage loan

Official program page checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Savannah, GA, you can combine this program with other local help to cut your cost:

Key Details

  • Downpayment assistance of $7,500 or 4% of loan
  • Must be paired with GHFA first mortgage
  • First-time homebuyer requirement
  • Income and purchase price limits apply
  • Available throughout Georgia including Savannah

How to Apply

A grant-savvy contractor in Savannah, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Georgia Dream Downpayment Assistance provide in Savannah, GA?

$7,500 or 4% of loan.

How do I apply for Georgia Dream Downpayment Assistance in Savannah, GA?

Apply directly with Georgia Housing and Finance Authority using the official program link on this page or call (800) 359-4663. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Savannah, GA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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