Pennsylvania Housing Finance Agency
PHFA Keystone Home Loan is available in Scranton, PA.
Provides down payment and closing cost assistance for first-time homebuyers in Pennsylvania. Offers low-interest mortgage with additional grant or forgivable second mortgage for qualified buyers in Scranton and statewide.
Down payment/closing cost assistance for eligible first-time buyers
Official source site checked live on 2026-06-22.
Data last verified 2026-06-12. How we verify our data.
In Scranton, PA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Scranton, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program
Ask us. It is free, and a real person answers within a business day.
Email us about this programDown payment/closing cost assistance up to $6,000.
Apply directly with Pennsylvania Housing Finance Agency using the official program link on this page or call (855) 827-3466. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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