FEMA Hazard Mitigation Grant Program (HMGP)

FEMA / Washington State Military Department

Available Home Repair

About This Program

FEMA Hazard Mitigation Grant Program (HMGP) is available to homeowners in Seattle, WA.

FEMA's Hazard Mitigation Grant Program provides funding through state and local governments to retrofit homes against future disasters, including seismic retrofits, flood elevation, wind-resistance improvements, and home acquisitions for relocation. Homeowners cannot apply directly; they must work through their local government or jurisdiction which applies on their behalf. Funding becomes available following a Presidentially declared disaster in Washington. FEMA covers 75% of costs and local agencies match 25%.

Individual homeowner project costs vary widely; a seismic soft-story retrofit typically runs $5,000-$15,000, with FEMA covering 75%.

Federal program, maintained from the official federal source.

Data last verified 2026-04-03. How we verify our data.

This is a national program. In Seattle, WA, you can stack it with local programs like these:

Key Details

  • Covers seismic retrofits, flood elevation, and disaster-resistant improvements
  • FEMA pays 75% of eligible costs; local government matches 25%
  • Homeowners cannot apply directly, must go through local government
  • Funding triggered only after Presidential Disaster Declaration
  • WA State contact: mil.wa.gov/hazard-mitigation-grants

How to Apply

Get free help applying Visit Official Program Page Track this program

1-800-621-FEMA

A grant-savvy contractor in Seattle, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Seattle early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Federal funding to reduce future disaster damage, like elevating or strengthening a home. Homeowners cannot apply directly. Your state, tribe, or local government applies on your behalf, so you take part through a local project.

Steps to apply

  1. Contact your State Hazard Mitigation Officer or local emergency management office.
  2. Ask whether your community has an open HMGP project you can join.
  3. Provide your property and project details to the local applicant.
  4. The state submits the application to FEMA on your behalf.
Get the official form

Documents you will likely need

  • Property ownership and address information.
  • Details of the mitigation project (for example elevation or a safe room).
  • Any flood or disaster damage history.
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Following a Presidential Disaster Declaration

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for FEMA Hazard Mitigation Grant Program (HMGP) in Seattle?

FEMA Hazard Mitigation Grant Program (HMGP) is open to homeowners in Seattle, WA. It has no income limit.

How do I apply for FEMA Hazard Mitigation Grant Program (HMGP) in Seattle, WA?

Apply directly with FEMA / Washington State Military Department using the official program link on this page or call 1-800-621-FEMA. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Seattle, WA contractors

Find More Programs in Seattle, WA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs