Massachusetts Affordable Housing Tax Credit

Massachusetts Department of Housing & Community Development

Available Down Payment

About This Program

Massachusetts Affordable Housing Tax Credit is available in Somerville, MA.

State tax credit for developers of qualified affordable rental housing. Provides 10% credit on eligible development costs over 5 years for projects with at least 25% of units affordable to households at or below 60% AMI. Can be combined with federal Low-Income Housing Tax Credit.

10% state credit on eligible development costs, allocated over 5 years

Data last verified 2026-06-09. How we verify our data.

In Somerville, MA, you can combine this program with other local help to cut your cost:

Key Details

  • 10% state tax credit for affordable housing development
  • Allocated over 5 years
  • At least 25% units affordable to 60% AMI
  • Combine with federal LIHTC
  • Competitive application process

How to Apply

A grant-savvy contractor in Somerville, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Somerville early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Your federal tax return for the year of the work (this benefit is claimed on your taxes, not through a separate application).
  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Competitive application rounds

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Massachusetts Affordable Housing Tax Credit provide in Somerville, MA?

10% state credit on eligible costs.

Who qualifies for Massachusetts Affordable Housing Tax Credit in Somerville?

Massachusetts Affordable Housing Tax Credit is available in Somerville, MA. It has no income limit.

How do I apply for Massachusetts Affordable Housing Tax Credit in Somerville, MA?

Apply directly with Massachusetts Department of Housing & Community Development using the official program link on this page or call (617) 573-1100. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Somerville, MA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs