MaineHousing First Generation Homebuyer Program

Maine State Housing Authority

Available Down Payment

About This Program

MaineHousing First Generation Homebuyer Program is available in South Portland, ME.

Grant program for first-generation homebuyers (neither parent owned a home) to assist with down payment and closing costs. Unlike the Advantage loan, this is a grant that does not need to be repaid. Available statewide including South Portland.

Grant assistance for down payment and closing costs

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In South Portland, ME, you can combine this program with other local help to cut your cost:

Key Details

  • Grant up to $30,000 (does not require repayment)
  • For first-generation homebuyers
  • Neither parent owned a home
  • Income and purchase price limits apply
  • Must complete homebuyer education

How to Apply

A grant-savvy contractor in South Portland, ME can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round, subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can MaineHousing First Generation Homebuyer Program provide in South Portland, ME?

Up to $30,000 down payment grant.

How do I apply for MaineHousing First Generation Homebuyer Program in South Portland, ME?

Apply directly with Maine State Housing Authority using the official program link on this page or call (800) 452-4668. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in South Portland, ME

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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