Ohio Housing Finance Agency First-Time Homebuyer Program

Ohio Housing Finance Agency (OHFA)

Available Down Payment

About This Program

Ohio Housing Finance Agency First-Time Homebuyer Program is available to homeowners in Springfield, OH.

Down payment and closing cost assistance for first-time homebuyers in Ohio. Forgivable second mortgage that requires no monthly payment and is forgiven after 15 years.

Second mortgage forgivable after 15 years, no monthly payment required

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Springfield, OH, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $7,500 forgivable down payment assistance
  • Must be first-time homebuyer in Ohio
  • Income and purchase price limits apply
  • No monthly payment on second mortgage
  • Forgiven after 15 years of occupancy

How to Apply

A grant-savvy contractor in Springfield, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling; check OHFA website for current availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Ohio Housing Finance Agency First-Time Homebuyer Program provide in Springfield, OH?

Up to $7,500 down payment assistance.

Who qualifies for Ohio Housing Finance Agency First-Time Homebuyer Program in Springfield?

Ohio Housing Finance Agency First-Time Homebuyer Program is open to homeowners in Springfield, OH.

How do I apply for Ohio Housing Finance Agency First-Time Homebuyer Program in Springfield, OH?

Apply directly with Ohio Housing Finance Agency (OHFA) using the official program link on this page or call (888) 362-6432. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Springfield, OH

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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