Missouri Housing Development Commission Single Family Programs

Missouri Housing Development Commission

Available Down Payment

About This Program

Missouri Housing Development Commission Single Family Programs is available to homeowners in St. Joseph, MO.

MHDC provides down payment assistance and below-market interest rate mortgages for first-time homebuyers in Missouri. Includes conventional and FHA loan options with down payment assistance grants that do not require repayment.

Down payment assistance grant does not require repayment when used with MHDC mortgage

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In St. Joseph, MO, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to $5,000
  • Below-market interest rate mortgages
  • Income limits apply (generally up to 100% AMI)
  • First-time homebuyer requirement (or not owned in 3 years)
  • Must complete homebuyer education course

How to Apply

Get free help applying Visit Official Program Page Track this program

(816) 759-6600

A grant-savvy contractor in St. Joseph, MO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to fund availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Missouri Housing Development Commission Single Family Programs provide in St. Joseph, MO?

Down payment assistance up to $5,000.

Who qualifies for Missouri Housing Development Commission Single Family Programs in St. Joseph?

Missouri Housing Development Commission Single Family Programs is open to homeowners in St. Joseph, MO.

How do I apply for Missouri Housing Development Commission Single Family Programs in St. Joseph, MO?

Apply directly with Missouri Housing Development Commission using the official program link on this page or call (816) 759-6600. There is no middleman and no fee.

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