Missouri First Place Loan Program

Missouri Housing Development Commission

Available Down Payment

About This Program

Missouri First Place Loan Program is available in St. Peters, MO.

Down payment and closing cost assistance up to $5,000 for first-time homebuyers. Available statewide including St. Peters. Must complete homebuyer education and meet income limits. Forgiven after 5 years.

Forgivable loan for down payment/closing costs, forgiven after 5 years

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In St. Peters, MO, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $5,000 for down payment and closing costs
  • For first-time homebuyers in Missouri
  • Must complete homebuyer education
  • Income limits apply (varies by county)
  • Forgiven after 5 years

How to Apply

A grant-savvy contractor in St. Peters, MO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Missouri First Place Loan Program provide in St. Peters, MO?

0% down payment loan up to $5,000.

How do I apply for Missouri First Place Loan Program in St. Peters, MO?

Apply directly with Missouri Housing Development Commission using the official program link on this page or call (816) 759-6600. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in St. Peters, MO

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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