Syracuse HOME Down Payment Assistance Program

City of Syracuse Department of Neighborhood & Business Development

Available Down Payment

About This Program

Syracuse HOME Down Payment Assistance Program is available in Syracuse, NY.

The City of Syracuse provides HOME-funded down payment assistance to income-qualified first-time homebuyers purchasing within city limits. New York State SONYMA also administers low-interest mortgage programs with optional Conventional Plus and Down Payment Assistance Loan (DPAL) of up to $15,000 for eligible buyers statewide.

First-time homebuyers in Syracuse at or below 80% AMI

Data last verified 2026-04-01. How we verify our data.

In Syracuse, NY, you can combine this program with other local help to cut your cost:

Key Details

  • City of Syracuse local DPA up to $3,000 (HOME funds)
  • SONYMA Down Payment Assistance Loan (DPAL) up to $15,000
  • Stack local and state programs for maximum assistance
  • Income limit: 80% AMI for Onondaga County
  • Contact Syracuse Neighborhood & Business Development: 315-448-8600

How to Apply

A grant-savvy contractor in Syracuse, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, contact City of Syracuse NBD

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Syracuse HOME Down Payment Assistance Program provide in Syracuse, NY?

Up to $3,000.

How do I apply for Syracuse HOME Down Payment Assistance Program in Syracuse, NY?

Apply directly with City of Syracuse Department of Neighborhood & Business Development using the official program link on this page or call 315-448-8600. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Syracuse, NY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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