City of Tampa Down Payment Assistance Program

City of Tampa Neighborhood Empowerment Division

Available Down Payment

About This Program

City of Tampa Down Payment Assistance Program is available in Tampa, FL.

Tampa's Down Payment Assistance Program provides forgivable deferred loans up to $14,999 to income-qualified first-time homebuyers purchasing within Tampa city limits. Assistance is fully forgiven after a 10-year occupancy period. Florida Housing Finance Corporation programs can also be layered for additional assistance.

First-time homebuyers in Tampa city limits at or below 80% AMI

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Tampa, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $14,999 in forgivable down payment assistance
  • Fully forgiven after 10-year occupancy period
  • Must be primary residence within Tampa city limits
  • Income limit: 80% AMI for Hillsborough County
  • Contact Tampa Neighborhood Empowerment: 813-274-7954

How to Apply

A grant-savvy contractor in Tampa, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, contact Tampa Neighborhood Empowerment

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can City of Tampa Down Payment Assistance Program provide in Tampa, FL?

Up to $14,999.

How do I apply for City of Tampa Down Payment Assistance Program in Tampa, FL?

Apply directly with City of Tampa Neighborhood Empowerment Division using the official program link on this page or call 813-274-7954. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Tampa, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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