My First Texas Home - Down Payment Assistance

Texas Department of Housing and Community Affairs

Available Down Payment

About This Program

My First Texas Home - Down Payment Assistance is available in Taylor, TX.

State-sponsored down payment assistance program offering grants and forgivable second liens to first-time homebuyers in Texas. Available through approved mortgage lenders statewide.

Down payment assistance based on 3-5% of purchase price

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Taylor, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to $15,000 or 5% of loan
  • Must be first-time homebuyer or not owned home in 3 years
  • Income limits vary by county (typically 115% AMI)
  • Homebuyer education course required
  • Available through participating lenders

How to Apply

A grant-savvy contractor in Taylor, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can My First Texas Home - Down Payment Assistance provide in Taylor, TX?

Up to $15,000 or 5% of loan amount.

How do I apply for My First Texas Home - Down Payment Assistance in Taylor, TX?

Apply directly with Texas Department of Housing and Community Affairs using the official program link on this page or call (512) 475-3800. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Taylor, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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