Ohio Housing Finance Agency First-Time Homebuyer Tax Credit

Ohio Housing Finance Agency

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About This Program

Ohio Housing Finance Agency First-Time Homebuyer Tax Credit is available to homeowners in Upper Arlington, OH.

Federal Mortgage Credit Certificate (MCC) program administered by OHFA allows first-time homebuyers to claim up to 35% of annual mortgage interest as a federal tax credit. Can be used every year for the life of the loan.

Annual federal tax credit equal to 35% of mortgage interest paid

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Upper Arlington, OH, you can combine this program with other local help to cut your cost:

Key Details

  • Annual federal tax credit up to $2,000
  • Equals 35% of mortgage interest paid
  • Available for life of the loan
  • Must be first-time homebuyer
  • Apply when getting OHFA mortgage

How to Apply

Get free help applying Visit Official Program Page Track this program

(614) 466-0400

A grant-savvy contractor in Upper Arlington, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Your federal tax return for the year of the work (this benefit is claimed on your taxes, not through a separate application).
  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Available with OHFA mortgage programs

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Ohio Housing Finance Agency First-Time Homebuyer Tax Credit provide in Upper Arlington, OH?

Up to $2,000 annual tax credit.

Who qualifies for Ohio Housing Finance Agency First-Time Homebuyer Tax Credit in Upper Arlington?

Ohio Housing Finance Agency First-Time Homebuyer Tax Credit is open to homeowners in Upper Arlington, OH.

How do I apply for Ohio Housing Finance Agency First-Time Homebuyer Tax Credit in Upper Arlington, OH?

Apply directly with Ohio Housing Finance Agency using the official program link on this page or call (614) 466-0400. There is no middleman and no fee.

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