FirstHome Iowa Down Payment Assistance

Iowa Finance Authority

Available Down Payment

About This Program

FirstHome Iowa Down Payment Assistance is available in Urbandale, IA.

Down payment and closing cost assistance for first-time homebuyers in Iowa. Provides up to $5,000 grant (no repayment) when combined with IFA first mortgage. Income and purchase price limits apply. Must complete homebuyer education course.

Grant up to $5,000, does not require repayment

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Urbandale, IA, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $5,000 down payment/closing cost grant
  • For first-time homebuyers
  • Must use IFA first mortgage loan
  • Income limits: approx. $102,850 for family of 3+
  • Homebuyer education required

How to Apply

A grant-savvy contractor in Urbandale, IA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can FirstHome Iowa Down Payment Assistance provide in Urbandale, IA?

Up to $5,000 down payment grant.

How do I apply for FirstHome Iowa Down Payment Assistance in Urbandale, IA?

Apply directly with Iowa Finance Authority using the official program link on this page or call (515) 725-4900. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Urbandale, IA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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