Virginia Housing Down Payment Assistance Grant

Virginia Housing (formerly VHDA)

Available Down Payment

About This Program

Virginia Housing Down Payment Assistance Grant is available to homeowners in Virginia Beach, VA.

Virginia Housing offers down payment assistance grants of up to 2.5% of the purchase price for qualifying first-time homebuyers using a Virginia Housing mortgage. The grant does not need to be repaid. When combined with an FHA 203(k) loan, buyers can purchase a home in need of repair in Virginia Beach and finance both the acquisition and rehabilitation. Contact a Virginia Housing-approved lender for current income and purchase price limits.

2.5% DPA on $300,000 Virginia Beach home = $7,500 non-repayable grant

Official program page checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Virginia Beach, VA, you can combine this program with other local help to cut your cost:

Key Details

  • Non-repayable grant up to 2.5% of home purchase price
  • Must use a Virginia Housing mortgage product
  • First-time homebuyer required (exceptions for targeted areas)
  • Can be combined with FHA 203k for purchase-plus-rehabilitation
  • Contact Virginia Housing at 800-968-7837 for approved lender list

How to Apply

A grant-savvy contractor in Virginia Beach, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Proof of military service (DD-214) and, for disability-based grants, your VA disability rating letter.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, apply through Virginia Housing-approved lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

Who qualifies for Virginia Housing Down Payment Assistance Grant in Virginia Beach?

Virginia Housing Down Payment Assistance Grant is open to homeowners in Virginia Beach, VA. It serves veterans and military families.

How do I apply for Virginia Housing Down Payment Assistance Grant in Virginia Beach, VA?

Apply directly with Virginia Housing (formerly VHDA) using the official program link on this page or call 800-968-7837. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Virginia Beach, VA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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