Warwick First-Time Homebuyer Assistance

City of Warwick Community Development

Waitlist Down Payment

About This Program

Deferred loan for down payment and closing cost assistance for first-time homebuyers purchasing in Warwick. Income at or below 80% AMI required. Loan is forgiven after 10 years of owner-occupancy.

Typical down payment assistance for first-time buyer

Data last verified 2026-05-25. How we verify our data.

In Warwick, RI, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $15,000 down payment assistance
  • First-time homebuyer requirement
  • Income at or below 80% AMI
  • Must purchase in Warwick
  • Forgiven after 10 years

How to Apply

A grant-savvy contractor in Warwick, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications currently paused

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Warwick, RI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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