Pennsylvania Housing Finance Agency
PHFA Homeownership Choice Program is available in West Chester, PA.
Pennsylvania's primary first-time homebuyer program offering low-interest mortgages combined with down payment and closing cost assistance. Available statewide through participating lenders with flexible credit requirements.
Down payment assistance provided as grant or second mortgage depending on option selected
Official source site checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In West Chester, PA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in West Chester, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Apply through participating lenders
Ask us. It is free, and a real person answers within a business day.
Email us about this programDown payment/closing cost assistance up to $10,000.
Apply directly with Pennsylvania Housing Finance Agency using the official program link on this page or call (855) 827-3466. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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