Rhode Island Housing FirstDown Program

Rhode Island Housing

Available Down Payment

About This Program

Rhode Island Housing FirstDown Program is available to homeowners in Westerly, RI.

Provides down payment and closing cost assistance for first-time homebuyers in Rhode Island. Available as a grant or forgivable second mortgage with income and purchase price limits.

Typical grant award for eligible first-time buyers

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Westerly, RI, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $7,500 for down payment and closing costs
  • Must be first-time homebuyer
  • Income and purchase price limits apply
  • Can be combined with RIHousing mortgage
  • Rolling applications accepted

How to Apply

A grant-savvy contractor in Westerly, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Rhode Island Housing FirstDown Program provide in Westerly, RI?

Up to $7,500 for down payment/closing costs.

Who qualifies for Rhode Island Housing FirstDown Program in Westerly?

Rhode Island Housing FirstDown Program is open to homeowners in Westerly, RI.

How do I apply for Rhode Island Housing FirstDown Program in Westerly, RI?

Apply directly with Rhode Island Housing using the official program link on this page or call (401) 457-1234. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Westerly, RI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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