Delaware State Housing Authority
Delaware First-Time Homebuyer Down Payment Assistance is available in Wilmington, DE.
Deferred second mortgage loan up to $15,000 (or 5% of purchase price) to help first-time homebuyers with down payment and closing costs. Loan is 0% interest, deferred until sale, refinance, or payoff of first mortgage.
DPA loan amount up to 5% of purchase price or $15,000, whichever is less
Official source site checked live on 2026-06-22.
Data last verified 2026-05-25. How we verify our data.
In Wilmington, DE, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Wilmington, DE can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing, subject to funding availability
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $15,000 DPA loan.
Apply directly with Delaware State Housing Authority using the official program link on this page or call (302) 739-4263. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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