Woodbridge First-Time Homebuyer Program

Woodbridge Township Community Development

Waitlist Down Payment

About This Program

Woodbridge First-Time Homebuyer Program is available in Woodbridge, NJ.

Deferred-payment loan for first-time homebuyers purchasing in Woodbridge Township. Assistance provided for down payment and closing costs, with no monthly payments and forgiveness after 10 years of occupancy.

Deferred loan forgiven after 10 years of owner-occupancy

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Woodbridge, NJ, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $15,000 down payment assistance
  • First-time homebuyers in Woodbridge
  • Income at or below 80% AMI
  • Deferred loan with no monthly payment
  • Forgiven after 10 years of occupancy

How to Apply

A grant-savvy contractor in Woodbridge, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Currently waitlisted; check for funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Woodbridge First-Time Homebuyer Program provide in Woodbridge, NJ?

Up to $15,000 down payment assistance.

How do I apply for Woodbridge First-Time Homebuyer Program in Woodbridge, NJ?

Apply directly with Woodbridge Township Community Development using the official program link on this page or call (732) 602-6045. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Woodbridge, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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